How to Buy a New Car

If you’re searching for the right new car for you in Birmingham, then it’s important to know how to buy that new car in a quick and easy way. This makes for exciting times among Hoover drivers who are done dealing with frustrating dealerships that offer poor experiences. Find out for yourself how to buy a new car, and then discover for yourself how our finance department makes the car buying process different. We’ll work with you to make it easier, quicker, and more comprehensive than ever before to take home a new Dodge Charger SXT.

When to Buy a New Car

It’s a hefty financial decision, so the best place to start is simply knowing whether it’s time to buy a new car. Here’s how you’ll know it’s time to take that leap:

1. You constantly find yourself paying for expensive repairs, impacting both your wallet and your time. At some point, you’ll be paying more for repairs in a year than you would for a new car.
2. You’ve felt unsafe driving your car. Need we say more? The last thing you want is to get in an accident, so if you’ve ever questioned your car’s safety, it’s time to say farewell.
3. Perhaps you were a bachelor/bachelorette when you first bought your car, but now you find yourself married with a baby on the way! You may want to consider upgrading to a brand new SUV that can move the entire family.
4. Is your car failing emissions tests? Getting it up to snuff can be costly, and opting for a newer model may save you money in the long run.

How to Find Your Ideal New Car

You’ve decided the time is right to buy a new car, but where to begin? A good place to start is to set a budget and stick to it. If you have trouble, our finance center is happy to help you find a budget and payment plan that works. Below is a step-by-step guide on what comes next:

1. Narrow your search. Consider your driving habits, cargo space requirements, and desired technology and safety features, then start searching for models that meet your needs.
2. Pick your top three models, then research your top choices’ safety ratings, reliability, lifespan, etc. If you have the time, take a test drive in each model to learn how they handle on Tuscaloosa streets.
3. When you’ve decided on a final choice, do a local search to see your dealership options and request price quotes, and be sure to research what other shoppers have paid.
4. Take into consideration any big upcoming sale weekends or holidays that might come with outstanding deals, like Black Friday or Presidents’ Day.

How to Afford a New Car

While getting a new car is exciting, it’s important to factor in the cost of the vehicle in conjunction with your other debts. According to U.S. News, your car payment should not put your monthly debts–including credit cards, student loans, rent, etc.–over a third of your monthly income, so it’s important to take advantage of as many money saving tips as possible. When you purchase a new car, you should also keep in mind these additional costs that will be tacked on:

• New Car Sales Tax: This tax is non-negotiable and is typically added to your car loan amount.
• Interest Rate: Your car’s interest rate will also impact your monthly payments. If your rate is lower, then your monthly payment will be lower. However, it’s important to note that you only receive a lower interest rate if you qualify, and not all drivers qualify based on their credit score.
• Trade-in Value: If you currently own a car, you can trade it in for the new one you want. While most dealers will purchase the car from you and apply that amount to your new car, if you still owe money on your current vehicle, the dealership will tack that remaining cost onto the new vehicle price. Our online value your trade tool can give you an instant appraisal of your current vehicle.

Discover Your New Car at Brady Chrysler Dodge Jeep Ram

Discover more ways to get many of our great models home with you today by contacting our finance department for all of the car buying tips and tricks. We make it easy for you to own a new model, whether this is your first car or you’ve been buying cars for years.